Industry Updates

Fascinating article on the latest trends we can expect to see in 2020. Here is the list. – Cellular beauty is here – Nutrition will be clear once and for all – Anxiety about our planet is on the rise – Downtime will become productive  – Digital detoxing – Sustainable packaging will be used by …

Continue reading “12 Health & Wellness Trends To Watch In 2020”

Never is it easy to transition Executive Director but you may be interested in reading the story of one E.D. and their transition. We enjoyed this story so much that we wanted to share it with you. Some of the thoughts mentioned in the article included: The critical elements to a successful E.D. transition include …

Continue reading “Transitioning your Executive Director? But how to make it a smooth transition?”

Gov.  Gavin Newsom has signed a measure into law that will greatly expand when employers are required to report workplace injuries to Cal/OSHA. The new law, AB 1805, broadens the scope of what will be classified as a serious illness or injury which regulations require employers to report to Cal/OSHA “immediately.” As of yet there is no effective date for this new …

Continue reading “CAL/OSHA REPORTING – New Law Changes When Injuries Must Be Reported”

Worker’s Comp Insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduces the average benchmark rates by 5.4%. If the recommendation is approved, it will be the rate ninth consecutive decrease since 2015 (some years had two decreases), which has resulted in the average benchmark rate for all class codes falling a combined …

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Starting in 2020,  the threshold for California employers to be  eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner.  Commissioner Ricardo Lara in September approved the recommendations by the Workers’ Compensation Insurance Rating Bureau to lower thresholds for determining eligibility for experience rating and when a carrier needs to perform a physical audit of …

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Governor Gavin  Newsom has signed a bill into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the law, AB 5, and much of it misses the point. Some news reports have said it will spell the …

Continue reading “New State Law Alters Employment Landscape”

As the full threat of hacking and cyber attacks takes old, cyber insurance policies are evolving so that the primary focus is on business interruption coverage. When these policies first hit the market, they were mostly focused on covering the costs of notifying individuals whose personal data or credit card information may have been exposed, and of any regulatory penalties and other …

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May not be aware that on October 12, 2017, President Trump issued an Executive Order promoting Healthcare Choice and Competition.

While large companies are usually well-prepared for a crisis should one occur, most small and mid-sized firms don’t have the resources or have not put much thought into how they would handle a crisis.

As CYBER scams and hacker attacks grow, the insurance industry has been frantically trying to keep up in providing appropriate coverage for these events. Hacks, viruses, ransomware and exposure of sensitive personal information of your customers or employees, and any resulting regulatory implications, are often covered by cyber liability insurance.