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- - Laura Sunday
    Executive Director - Center for a Non Violent Community
    
    Telehealth is a blessing! As an employer, I highly recommend it.
    
    Jay Rogina
    Principal - Spinitar
    
    We saved $160K in 2 years. Unbelievable.
    
    Jeff Irvin
    Principal - Spinitar
    
    We value their creativity and approach! No more yearly increases!
    
    Shawn Harrison
    Founder and Co-Director - Soil Born Farms
    
    Best Broker I have worked with in my 17 years in business!
    
    Dormi Herman
    Business Administrator - First Christian Church of Napa
    
    I love them. Whenever I have a problem, they always answer fast.
    
    Lakshmi Malroutu
    President - Asian Pacific Community Counseling
    
    We can trust Mindful Insurance to advocate for us.
    
    Matt Rogina
    CEO - Vocational Improvement Program
    
    We saved over $150,000 in two years! Mindful Insurance is proactive and extremely knowledgeable.
    
    Alison Tudor
    Executive Director, Alliance for Community Transformations
    
    Mindful increased our operating budget by $85,000 by restructuring us.
    
    Brian Heese
    Executive Director - Northern California Child Development
    
    We have been a client for 7 years and new solutions are presented every year!
    
    Robert Sanger
    Executive Director - Folsom Cordova Community Partnership
    
    Mindful Insurance is innovative and highly experienced with nonprofits.
    
    Denyse Cardoza
    Executive Director - KidZCommunity - Placer Community Action Council
    
    We saved $148,000 in 2 years with Mindful Insurance.
    
    Jan Miller
    CFO - Center for Non-Violent Community
    
    We saved $18,000 with our new Worker’s Comp program. We are loyal!
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Case Studies
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- - News
    
    Double Down on Safety This New Year – January 2020 RISK REPORT
    
    By admin / January 15, 2020
    
    As the new year gets underway, now would be a good
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    Coverage Gap Concerns as Cyber Threat Grows – January 2020 RISK REPORT
    
    By admin / January 15, 2020
    
    Small and mid-sized businesses are increasingly bearing the burden of
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    Top New Laws and Regs Affecting Businesses – January 2020 RISK REPORT
    
    By admin / January 15, 2020
    
    The new decade is starting off with a tsunami of new
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    New Bill affects Large Group Health Care Service Plan Contracts – In effect July 1st 2020
    
    By admin / January 6, 2020
    
    This new bill, commencing July 1, 2020, would expand those
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    For nonprofits: trends in insurance buying – challenges and opportunities
    
    By admin / December 13, 2019
    
    One of our providers, Philadelphia Insurance Companies, conducted a new research
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    12 Health & Wellness Trends To Watch In 2020
    
    By admin / December 9, 2019
    
    Fascinating article on the latest trends we can expect to
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    Transitioning your Executive Director? But how to make it a smooth transition?
    
    By admin / December 6, 2019
    
    Never is it easy to transition Executive Director but you
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    CAL/OSHA REPORTING – New Law Changes When Injuries Must Be Reported
    
    By admin / October 1, 2019
    
    Gov. Gavin Newsom has signed a measure into law that will greatly
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    Workers’ Compensation – Bureau Recommends Further Rate Cut
    
    By admin / October 1, 2019
    
    Worker's Comp Insurance rates will likely continue sliding in 2020
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    Workers’ Comp – New Experience Rating, Physical Audit Levels Set
    
    By admin / October 1, 2019
    
    Starting in 2020, the threshold for California employers to be
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    New State Law Alters Employment Landscape
    
    By admin / October 1, 2019
    
    Governor Gavin Newsom has signed a bill into law that will
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    Business Interruption Now Part of Cyber Policies – Coverage changes
    
    By admin / September 28, 2019
    
    As the full threat of hacking and cyber attacks takes old, cyber
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    Two New Types Of HRAs Expand Health Reimbursement Arrangements
    
    By admin / August 14, 2019
    
    May not be aware that on October 12, 2017, President Trump issued an Executive Order promoting Healthcare Choice and Competition.
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    Do you have a risk management plan? You should.
    
    By admin / July 19, 2019
    
    While large companies are usually well-prepared for a crisis should one occur, most small and mid-sized firms don’t have the resources or have not put much thought into how they would handle a crisis.
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    Finding Coverage for the Latest E-mail Scams
    
    By admin / July 19, 2019
    
    As CYBER scams and hacker attacks grow, the insurance industry has been frantically trying to keep up in providing appropriate coverage for these events. Hacks, viruses, ransomware and exposure of sensitive personal information of your customers or employees, and any resulting regulatory implications, are often covered by cyber liability insurance.
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    Cal/OSHA – Rulemaking Protecting Outdoor Workers from Wildfire Smoke
    
    By admin / July 3, 2019
    
    CAL/OSHA is developing rules that would require employers of outdoor
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    Human Resources – Don’t Forget Anti-Harassment Training for Your Staff
    
    By admin / July 3, 2019
    
    If you have not yet started on your efforts to
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    Worker’s Comp – Construction Dual-Wage Changes Ahead
    
    By admin / July 3, 2019
    
    The Workers’ Compensation Insurance Rating Bureau of California will recommend dual-wage
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    Prepare for Possible PG&E Power Shutdowns
    
    By admin / July 3, 2019
    
    Business Interruption Coverage Can Cover Lost Income PG&E has warned California residents
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    What to do When a Customer Harasses One of Your Staff – Growing Liability
    
    By admin / June 24, 2019
    
    Society has become increasingly aware of the problem of sexual harassment in
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    IRS Extends Deadline to Supply ACA Forms to Employees
    
    By admin / June 24, 2019
    
    The extension on distributing Forms 1095-B or 1095-C to employees
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    Keep Injured Staff in Loop to Reduce Claims Costs – Workplace Safety
    
    By admin / June 24, 2019
    
    THE KEY to getting injured employees back on the job
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    Crisis Management Plan – even small firms need one
    
    By admin / June 14, 2019
    
    With risks to companies and employees growing, sometimes the unthinkable
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    Workplace Safety – More Firms Ban Smartphones in Worksites
    
    By admin / June 14, 2019
    
    More and more employers are banning cell phones in the workplace
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    Finding Coverage for the Latest E-mail Scams – INSURANCE ISSUES
    
    By admin / June 14, 2019
    
    As cyber scams and hacker attacks grow, the insurance industry
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    Management Issues: Most Bosses Guilty of Seven Deadly Sins – Poll
    
    By admin / June 10, 2019
    
    One of the key tenets of effective management and happy employees is
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    Changing Times – Safety Risks Soar as Job Market Tightens
    
    By admin / June 4, 2019
    
    One by-product of a strong economy is more employment, but
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    Top 10 Laws and Regulations for 2019
    
    By admin / June 3, 2019
    
    EVERY YEAR comes with new laws and regulations that affect
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    WEATHER-RELATED RISK – Commercial Properties Increasingly Vulnerable
    
    By admin / May 28, 2019
    
    A NEW report highlights the risks to commercial real estate
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    WORKPLACE SAFETY – OSHA Not Letting Up on Inspections, Penalties
    
    By admin / April 16, 2019
    
    Despite widespread expectations, FedOSHA under the Trump administration has not backed off on
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    Court Makes New Pay Rules for On-Call Workers
    
    By admin / April 16, 2019
    
    Employers with on-call workers who have to phone in to
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    WEATHER-RELATED RISK – Commercial Properties Increasingly Vulnerable
    
    By admin / April 1, 2019
    
    A new report highlights the risks to commercial real estate owners from natural
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    WORKER’S COMP – Most Common Audit Mistakes: What to Look For
    
    By admin / March 30, 2019
    
    No company owner wants to undergo a workers’ compensation audit,
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    Changes to Original Medicare Deductibles – Effective January 1, 2019
    
    By admin / October 25, 2018
    
    Effective January 1st, 2019, there will be changes to the
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    JUST IN: Amendments to Worker’s Compensation
    
    By admin / October 17, 2018
    
    OFF THE PRESS - It's not everyday we get to
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    Update to the Health Savings Account (HSA) Family Maximum for 2018
    
    By admin / May 1, 2018
    
    On Thursday, April 26th, the IRS released Revenue Procedure 2018-27. This guidance
    Read More
    
    Senate Bill 189 Amendments
    
    By admin / April 30, 2018
    
    Senate Bill 189 (SB 189) amended Sections 3351 and 3352 of the
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    You’re Responsible for Employees Driving on the Job
    
    By admin / March 20, 2018
    
    MANY BUSINESSES don’t think twice when asking a worker to run to the office supply store but you should...
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    ACA Penalties 2018
    
    By admin / February 23, 2018
    
    On November 2, 2017 the Internal Revenue Service (IRS) issued revised FAQs
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    The state of health insurance: group plans and individual
    
    By admin / January 10, 2018
    
    After months of failed efforts by Congressional Republicans to eliminate the Affordable Care Act...
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