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  - - CLIENT TESTIMONIALS
      
      Telehealth is a blessing! As an employer, I highly recommend it.
      
      Laura Sunday
      
      Executive Director - Center for a Non Violent Community
      
      We saved $160K in 2 years. Unbelievable.
      
      Jay Rogina
      
      Principal - Spinitar
      
      We value their creativity and approach! No more yearly increases!
      
      Jeff Irvin
      
      Principal - Spinitar
      
      Best Broker I have worked with in my 17 years in business!
      
      Shawn Harrison
      
      Founder and Co-Director - Soil Born Farms
      
      I love them. Whenever I have a problem, they always answer fast.
      
      Allen Gallaway
      
      Senior Pastor - First Christian Church of Napa
      
      We can trust Mindful Insurance to advocate for us.
      
      Lakshmi Malroutu
      
      President - Asian Pacific Community Counseling
      
      We saved over $150,000 in two years! Mindful Insurance is proactive and extremely knowledgeable.
      
      Matt Rogina
      
      CEO - Vocational Improvement Program
      
      Mindful increased our operating budget by $85,000 by restructuring us.
      
      Alison Tudor
      
      Executive Director, Alliance for Community Transformations
      
      We have been a client for 7 years and new solutions are presented every year!
      
      Brian Heese
      
      Executive Director - Northern California Child Development
      
      Mindful Insurance is innovative and highly experienced with nonprofits.
      
      Robert Sanger
      
      Executive Director - Folsom Cordova Community Partnership
      
      We saved $148,000 in 2 years with Mindful Insurance.
      
      Denyse Cardoza
      
      Executive Director - KidZCommunity - Placer Community Action Council
Mindful Results
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  - - Latest News
      
      October 2023 – Commercial Property Insurance – The Hidden Cost Driver behind Rate Hikes
      
      COMMERCIAL PROPERTY owners throughout California are getting hit with significant insurance rate hikes and non-renewal notices as a confluence of factors reverberate through the market. The commercial property insurance industry is struggling with years of losses after paying out billions of dollars annually for increasingly costly and numerous wildfire claims in California and other natural …
      
      Continue reading “October 2023 – Commercial Property Insurance – The Hidden Cost Driver behind Rate Hikes”
      
      October 2023 – Workers’ Compensation – Insurance Commissioner Orders Rate Reduction
      
      CALIFORNIA INSURANCE Commissioner Ricardo Lara has issued an order that cut the average advisory workers’ compensation benchmark rate across all classes by 2.6%, starting Sept. 1. The benchmark rate, also known as the pure premium rate, is a baseline that covers just the cost of claims and claims adjusting, but not other overhead like rents, …
      
      Continue reading “October 2023 – Workers’ Compensation – Insurance Commissioner Orders Rate Reduction”
      
      October 2023 – Transportation Hiring Alert – Always Check New Drivers’ Clearinghouse Record
      
      FLEET OPERATORS face an increased risk of potential liability if they are not diligent about checking their drivers’ moving violation records with the state Department of Motor Vehicles, in addition to the Federal Motor Carrier Safety Administration’s Drug and Alcohol Clearinghouse. As of 2020, it became mandatory that all motor carriers sign up their drivers …
      
      Continue reading “October 2023 – Transportation Hiring Alert – Always Check New Drivers’ Clearinghouse Record”
      
      October 2023 – 50% Increase in Overtime Pay Threshold On Tap
      
      THE U.S. Department of Labor has issued its long-awaited proposed changes to the nation’s overtime rules for American workers, proposing to increase the threshold for exempt status by more than 50% to just over $55,000. Under DOL rules, workers who are exempt from overtime rules — typically managers, executives, and certain administrators — must make …
      
      Continue reading “October 2023 – 50% Increase in Overtime Pay Threshold On Tap”
      
      July 2023 – Commercial Property Insurance – FAIR Plan More Than Doubles Coverage Limits
      
      With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies located in wildfire-prone areas, who have seen their commercial property insurance non-renewed and …
      
      Continue reading “July 2023 – Commercial Property Insurance – FAIR Plan More Than Doubles Coverage Limits”
Our MINDFUL Methodology ™
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  - - Our Clients
Contact Us

Our 100 employees pay NOTHING or their healthcare and we saved $148K over 2 years.

With the help of the Mindful Methodology™, we are able to restructure our benefits.

Denyse Cardoza

Executive Director - KidZCommunity
Placer Community Action Council

With the Mindful Methodology™, we now save $18,000/yr.

Janet Miller

CFO - Center for Non-Violent Community

We expanded services to now include housing. Amazing!

Allison Tudor

Executive Director - Alliance for Community
Transformations

We increase our employee benefits and on top of it, saved $148,000 in 2 years.

Matt Rogina

CEO - Vocational Improvement Program

Telehealth is a blessing! As an employer, I highly recommend it.

Laura Sunday

Executive Director - Center for a Non Violent Community

We saved $160K in 2 years. Unbelievable.

Jay Rogina

Principal - Spinitar

We value their creativity and approach!

Jeff Irvin

Principal - Spinitar

“Best Broker I have worked with in my 17 years in business!”

Shawn Harrison

Founder and Co-Director - Soil Born Farms

“I love them. Whenever I have a problem, they always answer fast.”

Allen Gallaway

Senior Pastor - First Christian Church of Napa

“We can trust Mindful Insurance to advocate for us. They find the best solutions for us.”

Lakshmi Malroutu

President - Asian Pacific Community Counseling

“We saved over $150,000 in two years!”

Matt Rogina

CEO - Vocational Improvement Program

“They increased our operating budget by $85,000 by restructuring us.”

Alison Tudor

Executive Director, Alliance for Community Transformations

October 2023 – Commercial Property Insurance – The Hidden Cost Driver behind Rate Hikes

October 13, 2023

October 2023 – Workers’ Compensation – Insurance Commissioner Orders Rate Reduction

October 13, 2023

October 2023 – Transportation Hiring Alert – Always Check New Drivers’ Clearinghouse Record

October 13, 2023

October 2023 – 50% Increase in Overtime Pay Threshold On Tap

October 13, 2023

July 2023 – Commercial Property Insurance – FAIR Plan More Than Doubles Coverage Limits

July 12, 2023

July 2023 – Cal/OSHA Rule-Making – Indoor Heat Illness Prevention Standard on Tap

July 12, 2023

July 2023 – EEOC Guidance – New Rules for Using AI in Employment Decisions

July 12, 2023

July 2023 – Class Code Changes Okayed by Insurance Dept

July 12, 2023

April 2023 – Workplace Safety – Construction Falls and the Perils of Suspension Trauma

April 5, 2023

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Shasta County child abuse prevention coordinating

Conference-of-Northern-California-Handweavers

Community-Child-Care-Council-of-Santa-Clara-County

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Mindful Insurance Solutions is a provider of Insurance specializing with Nonprofits. We use our proprietary Mindful Methodology^TM to provide innovative solutions to our clients.

Corporate Office Address: 2043 Anderson Rd, Suite C, Davis, CA 95616

East Coast Headquarters: 82 Aldrich, Providence, RI 02903

Phone: 877-223-4437

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Contact Us

Request a Wholistic Mindful Analysis

CLIENT TESTIMONIALS

Telehealth is a blessing! As an employer, I highly recommend it.

Laura Sunday

We saved $160K in 2 years. Unbelievable.

Jay Rogina

We value their creativity and approach! No more yearly increases!

Jeff Irvin

Best Broker I have worked with in my 17 years in business!

Shawn Harrison

I love them. Whenever I have a problem, they always answer fast.

Allen Gallaway

We can trust Mindful Insurance to advocate for us.

Lakshmi Malroutu

We saved over $150,000 in two years! Mindful Insurance is proactive and extremely knowledgeable.

Matt Rogina

Mindful increased our operating budget by $85,000 by restructuring us.

Alison Tudor

We have been a client for 7 years and new solutions are presented every year!

Brian Heese

Mindful Insurance is innovative and highly experienced with nonprofits.

Robert Sanger

We saved $148,000 in 2 years with Mindful Insurance.

Denyse Cardoza

Request a Wholistic Mindful Analysis

Latest News

Request a Wholistic Mindful Analysis

Our Clients

Denyse Cardoza

Janet Miller

Allison Tudor

Matt Rogina

Telehealth is a blessing! As an employer, I highly recommend it.

Laura Sunday

We saved $160K in 2 years. Unbelievable.

Jay Rogina

We value their creativity and approach!

Jeff Irvin

“Best Broker I have worked with in my 17 years in business!”

Shawn Harrison

“I love them. Whenever I have a problem, they always answer fast.”

Allen Gallaway

“We can trust Mindful Insurance to advocate for us. They find the best solutions for us.”

Lakshmi Malroutu

“We saved over $150,000 in two years!”

Matt Rogina

“They increased our operating budget by $85,000 by restructuring us.”

Alison Tudor

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