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      Mindful Insurance is innovative and highly experienced with nonprofits.
      
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      January 2023 – Ransomware Fallout – Firms That Pay Ransom Often Hit Again
      
      A new report found that one-third of companies who are hit with ransomware and pay the hackers to unlock their systems, are often likely to be targeted a second time. And after they pay, they are often faced with significant consequences, including system rebuilding costs, their data still being leaked and financial consequences, according to …
      
      Continue reading “January 2023 – Ransomware Fallout – Firms That Pay Ransom Often Hit Again”
      
      January 2023 – Construction Prep – Preparing for Surety Bond Underwriter Queries
      
      If you’ve been involved in a large construction project, you are familiar with surety bonds and all of the underwriter’s questions you need to answer. If you’re new to the game, it can be daunting. Many small contractors pass on bidding for projects if they require a surety bond. But it doesn’t have to be …
      
      Continue reading “January 2023 – Construction Prep – Preparing for Surety Bond Underwriter Queries”
      
      January 2023 – Top 10 California Laws, Regs for 2023
      
      A slew of new laws and regulations that will affect California businesses are taking effect for 2023. Last year was a busy one, with ground-breaking new laws on employee pay disclosures, a law prohibiting discrimination against cannabis-using employees and another expanding the circumstances when employees can take leave to care for a loved one. The …
      
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      October 2022 – Employment Legislation – Law Bars Discrimination Against Cannabis Users
      
      GOVERNOR GAVIN Newsom has signed into law legislation that would bar employers from discriminating against employees and job applicants who use cannabis on their time off. The law amends the California Fair Employment and Housing Act to prohibit discrimination against an individual based on “an employer-required drug screening test” that detects the presence of “nonpsychoactive …
      
      Continue reading “October 2022 – Employment Legislation – Law Bars Discrimination Against Cannabis Users”
      
      October 2022 – AB 5 Court Decision – Tough Choices Ahead for Trucking Businesses
      
      THE U.S. Supreme Court’s decision to not hear an appeal of the sweeping California independent contractor law known as AB 5 is likely to cause serious personnel headaches for motor carriers in the Golden State. While the law is already in effect, there had been an injunction exempting trucking companies after the California Trucking Association …
      
      Continue reading “October 2022 – AB 5 Court Decision – Tough Choices Ahead for Trucking Businesses”
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Mindful Insurance Solutions is a provider of Insurance specializing with Nonprofits. We use our proprietary Mindful Methodology^TM to provide innovative solutions to our clients.

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