Coronavirus – Our toolkit to answer all your questions

We have put together a full toolkit answering all the questions you may have regarding the Coronavirus. Let us know if you still have any other questions.

 

CDC guide for the workplace

The CDC developed a guide for the workplace. Download it here.

FAQ’S on laws enforced by the CA Labor Commissioner’s Office

Get all the answers regarding the Coronavirus Disease (COVID-19) here.

Information from the California Employment Development Department

Read everything about the Corona Virus from the EDD here.

Prevention information from SHRM

Read here.

Questions about your Commercial Insurance Coverage?

In light of recent news about COVID-19 (coronavirus), several clients have asked us questions about coverage. Every claim is reviewed based on the facts of the particular claim. It is the facts of the claim which dictate whether there is coverage or not under the language of the policies. With that caveat, and with an encouragement to review the policy forms as they apply to the particular claim,  this is a general summary:

• Business income it is not recoverable under the property policy for the coronavirus, most policies  both contain a virus and bacteria exclusion that can be found in the property section.
• Commercial General Liability policy may respond to the extent the member is found negligent and a claim is not otherwise excluded.
• Workplace Violence/Crisis Incident/Outside Aggressor Coverage found in the General Liability does not apply.