Jan Rogina 
Principal - Spinitar

"We saved $160K in 2 years with
Mindful Insurance Solutions."

Shawn Harrison 
Founder and Co-Director - Soil Born Farms

"Best broker I have worked with in my 17 years in business."

Jeff Irvin 
Principal - Spinitar

"No more yearly increases!
Thank you Mindful Insurance Solutions."

Who we are?

We are Mindful Insurance, your strategic advisor, and provider of insurance solutions for nonprofits.  Different? Absolutely. We are not in the business of selling insurance. What we do instead is, we restructure benefits and assets, we reengineer insurance products, and invent new services.

Utilizing our Proprietary Mindful Methodology, we use our Wholistic Assessment to provide innovative recommendations and tailored solutions.

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Our Manifesto

We are fanatical about improving the world. We improve the lives of each and every person we meet and serve.  We believe that kindness is important in our daily lives and we want to spread it.

We tailor insurance products for each organization. We create innovative strategies that make a deep difference in organizations and peoples lives. We save thousands of dollars for our clients. We increase the quality and reduce the cost of employee benefits.

Our Proprietary Mindful

Wholistic MINDFUL Assessment

We review, the goals and risks of the organization, what’s in place, the corporate structure and its assets.

Our Innovative Recommendations

We offer innovative recommendations tailored to your organization.

Implementation of Tailored Solutions

We put in place products and services that enhance and your increase services to meet community needs.

Our Transparent Review

We regularly review our products and services to tailor the best at all times.

Annual Performance Report

We stay ahead of all new that is available and update regularly our service offering.

Our Proprietary Mindful

Our Mindful Commodities

Client Testimonials


Latest News

Update to the Health Savings Account (HSA) Family Maximum for 2018

On Thursday, April 26th, the IRS released Revenue Procedure 2018-27. This guidance modifies the annual limit for health savings accounts (HSAs) for individuals with family coverage under an HDHP. Specifically, this guidance allows health savings account holders to again treat the 2018 limit as $6,900. As background, on May 4, 2017, the IRS set the maximum HSA contribution …

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Senate Bill 189 Amendments

Senate Bill 189 (SB 189) amended Sections 3351 and 3352 of the California Labor Code, allowing more corporate officers, and/or directors and owners of professional corporations to waive workers’ compensation insurance coverage.   The following summarizes the SB 189 changes, effective July 1, 2018: Corporations: The stock ownership requirement for exclusion eligibility for officers and directors is reduced from 15 …

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You’re Responsible for Employees Driving on the Job

MANY BUSINESSES don’t think twice when asking a worker to run to the office supply store but you should...

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ACA Penalties 2018

On November 2, 2017 the Internal Revenue Service (IRS)  issued revised FAQs on the employer shared responsibility provisions under the Affordable Care Act (ACA). Question sets 55-58 now detail the procedure the IRS will use to begin issuing proposed penalty assessments to employers that failed to comply with these provisions in 2015. Though the IRS was previously silent on the details of …

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The state of health insurance: group plans and individual

After months of failed efforts by Congressional Republicans to eliminate the Affordable Care Act...

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